Terms of Service

Terms of Use

Last Updated: 3/11/2026

Welcome to Path & Pillar Insurance Services. Path & Pillar Insurance Services is a trade name (DBA) of Oaceus Executive Insurance Strategies LLC. Certain services, technology platforms, or administrative functions associated with this website or portal may be provided by affiliated companies, service providers, or contracted partners.

By accessing or using this website, membership portal, or any related services (collectively referred to as the “Platform”), you agree to comply with and be bound by these Terms of Use.

If you do not agree with these Terms of Use, you should not use the Platform.

Use of the Platform

The Platform provides access to educational information, digital tools, insurance and financial service resources, and membership-based services designed to help users organize financial information, evaluate potential strategies, and access licensed professionals.

All information provided through the Platform is intended for informational and educational purposes only.

Users agree to use the Platform in compliance with all applicable laws and regulations.

No Professional Advice

Information provided through this Platform does not constitute financial, investment, tax, legal, or medical advice.

Any strategies, examples, illustrations, or projections provided through the Platform are for educational purposes only and should not be relied upon as personalized advice.

Users should consult qualified financial, tax, legal, or medical professionals before making decisions based on information provided through the Platform.

Insurance Services

Insurance products may be offered through licensed insurance professionals affiliated with Oaceus Executive Insurance Strategies LLC or its partners.

Product availability, benefits, and terms may vary by state and by insurance carrier.

Guarantees, if any, are subject to the claims-paying ability of the issuing insurance company.

User Accounts

Users may be required to create an account to access certain features of the Platform.

Users are responsible for maintaining the confidentiality of their login credentials and for all activities conducted under their account.

Intellectual Property

All content, materials, software, designs, graphics, and information on this Platform are the property of Oaceus Executive Insurance Strategies LLC or its licensors and are protected by applicable intellectual property laws.

Users may not reproduce, distribute, or use Platform content without permission.

Third-Party Services

The Platform may provide links to third-party services, providers, or resources.

Oaceus Executive Insurance Strategies LLC and Path & Pillar Insurance Services are not responsible for the content, policies, or actions of third-party providers.

Limitation of Liability

To the fullest extent permitted by law, Oaceus Executive Insurance Strategies LLC and its affiliates shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of the Platform.

Modifications

These Terms of Use may be updated from time to time. Continued use of the Platform after updates constitutes acceptance of the revised Terms.

Governing Law

These Terms of Use shall be governed by the laws of the United States and the applicable laws of the state in which Oaceus Executive Insurance Strategies LLC operates, without regard to conflict-of-law principles.

Contact Information

If you have questions about these Terms of Use, please contact us through the contact information provided on the Platform.